Terms & Conditions (PSS)
‘PAY SMALL SMALL’ SCHEME (PSS)
The ModelDirect ‘Pay Small Small’ scheme is a payment service that allows the customer to pay in installments for products on Modeldirect Online Store. This scheme comes with the terms & conditions listed below:
- Opportunity to own premium products conveniently.
- Pay without stress.
- Zero interest.
- No collateral required.
- No BVN or other sensitive financial information required.
- Available to everyone (whether self-employed, salary earners, entrepreneurs, etc).
- No post-dated cheque required.
HOW TO BUY WITH PAY SMALL SMALL
Follow these simple steps:
- Select the product you wish to buy.
- On the product page, select "Pay Deposit" option.
- Add product to your cart.
- Repeat the same process for all other products you wish to buy.
- View all your purchases on your cart page, then proceed to checkout.
- Fill in your details.
- Read and Agree with all terms & conditions.
- Place your order and make payments.
CONDITIONS OF SERVICE
- Customer is mandated to make an initial deposit for product(s) and spread the remaining payments.
- Payments is spread into 3 consecutive months with no breaks in between.
- Ratio for payments is as follows: 40:30:30
- Customer receives product(s) after full payments have been completed and not before.
- Upon customer’s final contribution/payment, if there’s an increase in the product price, the customer shall be required to pay the difference before the product(s) are released.
- If there’s a price reduction of the product after the customer has made final payments, Modeldirect shall refund the difference to the customer upon delivery of product(s).
- Cash transactions are NOT allowed. Only bank transactions are allowed.
DEFAULT, EXIT & TERMINATION
- When a customer fails to keep up with his/her contributions, the customer is given a period of 10 working days’ notice to reconcile his/her account or face full forfeiture of sum already contributed.
- If Customer can no longer continue with contributions, he/she has the right to exit from this program before payment is complete.
- To exit from this scheme, the customer must fill and submit ‘Exit from Pay Small Small Form’ to Modeldirect.
- Upon submission of ‘Exit from Pay Small Small Form’, customer will receive total sum contributed to the scheme excluding penalty fee of 15% of total sum contributed by Customer.
- All ‘Exit from Pay Small Small Forms’ shall be processed within 5 working days.
- You the customer, agree to indemnify us, our affiliates, officers, directors, agents and/or employees, as the case may be, free from any claim or demand, including reasonable legal fees, related to your breach of these Terms and Conditions of Sale.
- We shall not be held liable to customer’s source of income or legal status.
- ModelDirect has the right to amend, change and modify these terms whenever it deems it fit without recourse to anyone.